Help You Buy A Home Buy A New Car Start A New Business Acquire New Credit Cards Get A Better Job

"Helping Our Clients Reach True Fiscal Independence.
One Bad Credit Report at A Time!"

Monique Macklin

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Know who we are

Empowering The Masses

We are a full-service company that is a division of Empowering The Masses. What we offer to our clients nationwide are the following services: Express Credit Repair, Credit Boosting, Mortgage Readiness, Personal & Business Funding & Financial Education through our private community at Credit Lady Connection. In addition, if you are an entrepreneur or a business owner, our Business Building Bootcamp is just the resource you need to start, grow, and scale your business to the next level of success. We specialize in showing our clients How They Can Leverage Both Business & Personal Credit profiles to build wealth, secure their futures and buy back their freedom!

This is How We Do It

How It Works

DISCOVERY CALL

CONSULTATION

CREDIT ANALYSIS

HAPPY CLIENTS
1 +
business years
1 +
DELETIONS
1 +

We Solve Real Problems

We Help Improve Your Credit Scores By Removing...

Collections

A collection account is a debt owed with significant delinquency that has been sold to a third-party debt collector. This could originate from accounts related to medical bills, credit card bills, loans or any other unsecured debts.

Charge-off

When a creditor believes that a debt is unlikely to be collected, they can write off this debt as a loss. This type of debt is known as a charge-off. Like a collections account, this usually occurs after an account has significant delinquency.

Repossessions

A repossession typically occurs when there is serious delinquency related to an auto loan. The lien holder will either voluntarily or involuntarily take back the vehicle and report this negatively to the credit bureaus.

Late Payments

Late payments are payments that are at least 30 days behind their scheduled due date. They are reported to the credit bureaus and added to your credit report as 30, 60, 90, 120, 150 days late. Recent late payments can have a high impact on your credit score.

Student Loans

Student loan delinquencies can have a major impact on your credit score. Also, if student loans are not consolidated into one account, being late 30 days can result in multiple late payments added to your credit report at once.

And More...

Foreclosures, Short Sales, Bankruptcies, Tax Liens, Repossession, Judgments, Personal + More!

Unbeatable

Package Of Services

CREDIT LADY Premium

No Limit on Negative Items To Be Challenged
Includes public records
PRICING BASED ON FILE
  • Monthly Audit Report
  • Access To Client Portal
  • Access To Private Facebook Group
  • We Aggresively Challenge All Negative Items On Your Report
  • Dedicated Account Manager
  • Credit Educational Materials
  • Tools To Assist You With Boosting Credit Scores
  • Live Client Updates
    By Appointment Only
  • Program Averages 3 - 12 months
    (based on file)
  • In House Financing Provided

CREDIT LADY
Legal Sweep

No Limit on Negative Items To Be Challenged
Includes public records
PRICING BASED ON FILE
  • Partnered with 9 Attorneys
  • Monthly Audit Report
  • Access To Client Portal
  • Access To Private Facebook Group
  • We Aggressively Challenge All Negative Items On Your Report
  • Dedicated Account Manager
  • Credit Educational Materials
  • Tools To Assist You With Boosting Credit Scores
  • Live Client Updates
    By Appointment Only
  • Program Averages 3 weeks – 4 Months (based on file)
  • In House Financing Provided
MOST POPULAR

CREDIT LADY Premium

No Limit on Negative Items To Be Challenged
Includes public records
PRICING BASED ON FILE
  • Monthly Audit Report
  • Access To Client Portal
  • Access To Private Facebook Group
  • We Aggresively Challenge All Negative Items On Your Report
  • Dedicated Account Manager
  • Credit Educational Materials
  • Tools To Assist You With Boosting Credit Scores
  • Live Client Updates
    By Appointment Only
  • Program Averages 3 - 12 months
    (based on file)
  • In House Financing Provided

CREDIT LADY
Legal Sweep

No Limit on Negative Items To Be Challenged
Includes public records
PRICING BASED ON FILE
  • Partnered with 9 Attorneys
  • Monthly Audit Report
  • Access To Client Portal
  • Access To Private Facebook Group
  • We Aggressively Challenge All Negative Items On Your Report
  • Dedicated Account Manager
  • Credit Educational Materials
  • Tools To Assist You With Boosting Credit Scores
  • Live Client Updates
    By Appointment Only
  • Program Averages 3 weeks – 4 Months (based on file)
  • In House Financing Provided
MOST POPULAR

CREDIT LADY
Academy

Economic Empowerment
Begins With Education
$199-$299
  • Credit Transformation Academy Restore and rebuild your personal credit at one low price. Our online system will guide you through the process to transform your personal credit for the better.
  • Business Credit Academy
    Want an affordable option to buildout a fundable business credit profile? This online system walks you through the process, step-by-step.
  • Repo Academy
    Do you have an auto repossession you need to remove from your profile? This program will guide you through to the simple steps to remove this derogatory item from your credit report.
  • Student Loan Academy
    Are student loan collections/late payments hindering your file? Use this platform to remove these negative reporting items in a few simple steps.

CREDIT LADY Premium

No Limit on Negative Items To Be Challenged
Includes public records
PRICING BASED ON FILE
  • Monthly Audit Report
  • Access To Client Portal
  • Access To Private Facebook Group
  • We Aggresively Challenge All Negative Items On Your Report
  • Dedicated Account Manager
  • Credit Educational Materials
  • Tools To Assist You With Boosting Credit Scores
  • Live Client Updates
    By Appointment Only
  • Program Averages 3 - 12 months
    (based on file)
  • In House Financing Provided

CREDIT LADY
Legal Sweep

No Limit on Negative Items To Be Challenged
Includes public records
PRICING BASED ON FILE
  • Partnered with 9 Attorneys
  • Monthly Audit Report
  • Access To Client Portal
  • Access To Private Facebook Group
  • We Aggressively Challenge All Negative Items On Your Report
  • Dedicated Account Manager
  • Credit Educational Materials
  • Tools To Assist You With Boosting Credit Scores
  • Live Client Updates
    By Appointment Only
  • Program Averages 3 weeks – 4 Months (based on file)
  • In House Financing Provided
MOST POPULAR

CREDIT LADY
Business Credit

Begin Building Business Credit
To Access Business No PG Funding
$1597
$ 797
00
INSTANT SAVINGS OF $800
  • Easy step-by-step process to building business credit on 3 business credit monitoring platforms
  • How to structure your business the right way to avoid declines
  • You will learn how to access business funding without using your
    personal credit
  • Learn how to leverage the tier system which allows you to establish a strong credit profile & gain access to
    large purchases
  • Access our private Facebook group for additional tools and resources to leverage business credit

Payment Options

Why Choose Us

what our clients have to say

what our clients
have to say

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The End Justify The Means

Credit Scores Show the Real Result

designed to build financial empowerment

impacting lives for generations

They Believe In Us

Meet Our Partners