I speak to a multitude of people on a daily/weekly basis. So...
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"Helping Our Clients Reach
True Fiscal Independence.
One Bad Credit Report at A Time!"
Monique Macklin
Know who we are
Empowering The Masses
We are a full-service company that is a division of Empowering The Masses. What we offer to our clients nationwide are the following services: Express Credit Repair, Credit Boosting, Mortgage Readiness, Personal & Business Funding & Financial Education through our private community at Credit Lady Connection. In addition, if you are an entrepreneur or a business owner, our Business Building Bootcamp is just the resource you need to start, grow, and scale your business to the next level of success. We specialize in showing our clients How They Can Leverage Both Business & Personal Credit profiles to build wealth, secure their futures and buy back their freedom!
This is How We Do It
How It Works
DISCOVERY CALL
CONSULTATION
CREDIT ANALYSIS
We Solve Real Problems
We Help Improve Your Credit Scores By Removing...
Collections
A collection account is a debt owed with significant delinquency that has been sold to a third-party debt collector. This could originate from accounts related to medical bills, credit card bills, loans or any other unsecured debts.
Charge-off
When a creditor believes that a debt is unlikely to be collected, they can write off this debt as a loss. This type of debt is known as a charge-off. Like a collections account, this usually occurs after an account has significant delinquency.
Repossessions
A repossession typically occurs when there is serious delinquency related to an auto loan. The lien holder will either voluntarily or involuntarily take back the vehicle and report this negatively to the credit bureaus.
Late Payments
Late payments are payments that are at least 30 days behind their scheduled due date. They are reported to the credit bureaus and added to your credit report as 30, 60, 90, 120, 150 days late. Recent late payments can have a high impact on your credit score.
Student Loans
Student loan delinquencies can have a major impact on your credit score. Also, if student loans are not consolidated into one account, being late 30 days can result in multiple late payments added to your credit report at once.
And More...
Foreclosures, Short Sales, Bankruptcies, Tax Liens, Repossession, Judgments, Personal + More!
what can we do for you
We Are Here To Help You
Unbeatable
Package Of Services
CREDIT LADY Premium
No Limit on Negative Items To Be ChallengedIncludes public records
-
Monthly Audit Report
-
Access To Client Portal
-
Access To Private Facebook Group
-
We Aggresively Challenge All Negative Items On Your Report
-
Dedicated Account Manager
-
Credit Educational Materials
-
Tools To Assist You With Boosting Credit Scores
-
Live Client Updates
By Appointment Only -
Program Averages 3 - 12 months
(based on file) -
In House Financing Provided
CREDIT LADY
Legal Sweep
No Limit on Negative Items To Be ChallengedIncludes public records
-
Partnered with 9 Attorneys
-
Monthly Audit Report
-
Access To Client Portal
-
Access To Private Facebook Group
-
We Aggressively Challenge All Negative Items On Your Report
-
Dedicated Account Manager
-
Credit Educational Materials
-
Tools To Assist You With Boosting Credit Scores
-
Live Client Updates
By Appointment Only -
Program Averages 3 weeks – 4 Months (based on file)
-
In House Financing Provided
CREDIT LADY Premium
No Limit on Negative Items To Be ChallengedIncludes public records
-
Monthly Audit Report
-
Access To Client Portal
-
Access To Private Facebook Group
-
We Aggresively Challenge All Negative Items On Your Report
-
Dedicated Account Manager
-
Credit Educational Materials
-
Tools To Assist You With Boosting Credit Scores
-
Live Client Updates
By Appointment Only -
Program Averages 3 - 12 months
(based on file) -
In House Financing Provided
CREDIT LADY
Legal Sweep
No Limit on Negative Items To Be ChallengedIncludes public records
-
Partnered with 9 Attorneys
-
Monthly Audit Report
-
Access To Client Portal
-
Access To Private Facebook Group
-
We Aggressively Challenge All Negative Items On Your Report
-
Dedicated Account Manager
-
Credit Educational Materials
-
Tools To Assist You With Boosting Credit Scores
-
Live Client Updates
By Appointment Only -
Program Averages 3 weeks – 4 Months (based on file)
-
In House Financing Provided
CREDIT LADY
Academy
Economic EmpowermentBegins With Education
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Credit Transformation Academy Restore and rebuild your personal credit at one low price. Our online system will guide you through the process to transform your personal credit for the better.
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Business Credit Academy
Want an affordable option to buildout a fundable business credit profile? This online system walks you through the process, step-by-step. -
Repo Academy
Do you have an auto repossession you need to remove from your profile? This program will guide you through to the simple steps to remove this derogatory item from your credit report. -
Student Loan Academy
Are student loan collections/late payments hindering your file? Use this platform to remove these negative reporting items in a few simple steps.
CREDIT LADY Premium
No Limit on Negative Items To Be ChallengedIncludes public records
-
Monthly Audit Report
-
Access To Client Portal
-
Access To Private Facebook Group
-
We Aggresively Challenge All Negative Items On Your Report
-
Dedicated Account Manager
-
Credit Educational Materials
-
Tools To Assist You With Boosting Credit Scores
-
Live Client Updates
By Appointment Only -
Program Averages 3 - 12 months
(based on file) -
In House Financing Provided
CREDIT LADY
Legal Sweep
No Limit on Negative Items To Be ChallengedIncludes public records
-
Partnered with 9 Attorneys
-
Monthly Audit Report
-
Access To Client Portal
-
Access To Private Facebook Group
-
We Aggressively Challenge All Negative Items On Your Report
-
Dedicated Account Manager
-
Credit Educational Materials
-
Tools To Assist You With Boosting Credit Scores
-
Live Client Updates
By Appointment Only -
Program Averages 3 weeks – 4 Months (based on file)
-
In House Financing Provided
CREDIT LADY
Business Credit
Begin Building Business CreditTo Access Business No PG Funding
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Easy step-by-step process to building business credit on 3 business credit monitoring platforms
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How to structure your business the right way to avoid declines
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You will learn how to access business funding without using your
personal credit -
Learn how to leverage the tier system which allows you to establish a strong credit profile & gain access to
large purchases -
Access our private Facebook group for additional tools and resources to leverage business credit
NO CREDIT CHECK FINANCING AVAILABLE!
BUILD CREDIT WHILE FIXING YOUR CREDIT!
Payment Options
Why Choose Us
what our clients have to say
what our clients
have to say
The End Justify The Means
Credit Scores Show the Real Result
designed to build financial empowerment
impacting lives for generations
Emergency Fund: Are You Prepared?
An emergency fund is designed for life’s unexpected
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