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Frequently Asked Questions
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For our Credit Restoration program it depends on the clients personal file. The average time frame is 6 to 9 months.
If you don’t have a copy, you can use the first page of a w2 or other gov’t ID that notes your SSN.
Once your credit file is funding ready, the funding time takes an average of 5-10 business days.
When you do a FREE consultation (CLICK HERE) – you will receive a credit review and proposal which is actually an audit of your personal credit file.
This will tell you all the items that will be disputed for removal from your personal credit file prior to you completing your registration & payment. Because we focus on removing ALL negative reporting items, we will go over everything, just in case you DO NOT want some items removed.
Yes we do. It’s included in our Wealth Building program and is designed to provide you with everything you need to make smart financial decisions for all aspects of your life. For those who are married, this program also includes your spouse.
We would have to look at your file to determine the reason why, but, there can be many reasons such as: you may have a thin credit file, which means you have limited credit reporting or, you may have high utilization and your debt-to-income is stopping the approval. When you do a FREE consultation, we’ll be able to determine what it is.
We also have a full funding team on staff that handles our personal and business funding. They are trained to know what works and what will not work in your pursuit of funding.
We are partnered with some of the best mortgage professionals that offer nationwide funding solutions. We also have access to hard-money lenders for those looking to enter into the real estate investment industry.
Yes, we do offer Legal Primary Tradelines and Authorized User Tradelines. The “legal” lines take an average of 30 days to post and AU lines post approximately 2 weeks after the statement date. You can access our inventory now — CLICK HERE.
