Privacy Policy
Last Updated: April 2025
- Overview
Credit Lady (“Credit Lady,” “we,” “us,” and “our”) respects your privacy and is committed to protecting it through compliance with this Privacy Policy (“Privacy Policy”). This Privacy Policy describes how we collect and use your Personal Information when you visit our website at
or otherwise use the Platform as described further in the Terms of Service, and that you may provide in electronic messages to Credit Lady.
Please read this Privacy Policy to understand our policies and practices regarding your Personal Information and how we will handle it. If you do not agree with our policies and practices, do not use the Platform. By accessing or using the Platform, you agree and consent to this Privacy Policy.
Credit Lady may change this Privacy Policy at any time, at its discretion. Your continued use of the Platform after we make changes is deemed to be acceptance of and consent to those changes, so please check the Privacy Policy periodically for updates.
This Privacy Policy is subject to and governed by the Credit Lady Terms of Service. The Services are part of the Platform and are described further in the Terms of Service.
- The Types of Information That Credit Lady Collects About You and How Credit Lady Collects Information About You
Credit Lady may collect two types of information from you when you visit the Platform: Personal Information and Non-Personal Information (collectively “Information”).
Personal Information refers to data by which you may be personally identified, such as name, email address, employer, job title, department, telephone number, physical address, or billing information. On-Personal Information means data that is about you but does not identify you specifically. If you do nothing during your visit to our Platform but browse, read pages, or view content, we will gather and store Information about your visit that does not identify you personally.
We collect Information:
Directly from you when you provide it to us. For example, when you subscribe to a newsletter, create an account, make a purchase, or request information from Credit Lady. From third parties, such as partners, suppliers, or databases. Automatically, through cookies, analytics tools, and other tracking technologies as you navigate the Platform.
- How Credit Lady Uses Personal Information It Collects About You and the Purposes for the Collection and Use
We use Personal Information that we collect about you or that you provide to us for the following purposes:
To provide, improve, and personalize our Platform and Credit Lady Services. For customer support and security purposes. To operate our business, such as billing and accounting. For communication purposes, including marketing. For statistical purposes to improve the Platform’s functionality and content.
- How Credit Lady Protects Your Information
We take reasonable measures to secure your Personal Information from accidental loss or unauthorized access. However, no technology is completely secure, and we cannot guarantee the absolute security of your information.
- When Credit Lady Shares Your Information
We may share Personal Information with:
Affiliates and subsidiaries for purposes limited to and consistent with this Privacy Policy. Suppliers to fulfill business purposes such as hosting, data analytics, and customer service. Partners in marketing or promotional campaigns. Legal authorities when required by law or for the protection of rights.
- Information from Children
We do not knowingly collect information from children under the age of 16. If we discover that information from children under 16 has been collected, we will take steps to delete the information as soon as possible. For residents in the United States, the Children’s Online Privacy Protection Act (COPPA) applies to children under 13.
- Links to Other Websites and Services
This Privacy Policy does not cover third-party sites or services linked from the Credit Lady Platform. You should review their privacy policies.
- Do Not Track
Our Platform does not currently respond to “Do Not Track” signals. “Do Not Track” is a setting in your web browser that you can enable to request that websites do not track your online activities.
- Residents of the European Economic Area (“EEA”) and the United Kingdom (“UK”)
For residents of the EEA or UK, Credit Lady complies with the General Data Protection Regulation (GDPR). You may have specific legal rights regarding access, correction, portability, and deletion of your Personal Information. You may contact us at
for inquiries or to exercise your rights.
- Maryland Privacy Rights
Under Maryland law, Maryland residents may request access to and correction of their Personal Information. To exercise these rights, contact us at
For biometric data, Credit Lady complies with the Maryland Biometric Information Privacy Act (BIPA).
- California Privacy Rights
If you are a California resident, you may have rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). These rights include the right to request information on how Credit Lady shares your Personal Information and to opt out of the sale of your Personal Information. Credit Lady does not sell Personal Information.
- How to Contact Us About This Privacy Policy
For any questions about this Privacy Policy or our privacy practices, contact us at:
Credit Lady
ATTN: Legal Department
5004 HONEYGO CENTER DR #102-237
PERRY HALL, MD 21128
Email to: creditladyinfo@gmail.com